The toolkit • Free

Six calculators. Zero guesswork.

Quick, NZ-specific tools for yield, mortgages, LVR, loan structure and tax. No account, no spreadsheets.

Updated July 2026 6 calculators No signup

Gross and net rental return on any NZ property, from a weekly rent figure.

Repayments, total interest, first home scenarios and extra payments.

Your loan-to-value ratio, usable equity and the deposit you still need.

Rental income returns against long-term capital growth, side by side.

The true cost difference between the two loan structures over time.

Estimate bright-line tax and the tax on your rental income.

Free tools All calculators are 100% free to use.

No signup Use instantly. No account required.

NZ focused Built for NZ property investors.

Indicative only Results are estimates and not financial advice.

Calculations are estimates only and do not constitute financial advice.