Help Centre

PropertyMetrics NZ is a free property investment analysis platform. Enter any NZ address to instantly see rental yield estimates, market rents, LVR, cash flow, seismic risk, school zones, demographics and more — all sourced from official government data.

No account required. All tools are free and work instantly. The Portfolio feature saves properties locally in your browser — no sign-up needed.

Yes — completely free with no hidden costs, trials or paywalled features. We may add optional paid reports and premium features in future, but the core platform will always be free.

Gross yield is annual rent divided by property value — a quick benchmark. Net yield deducts expenses (rates, insurance, management fees, maintenance) giving a more accurate picture of actual return. Always compare properties on net yield.

A gross yield of 5–7% is generally considered good for NZ investment property. Regional cities like Hamilton, Palmerston North and Dunedin typically yield higher than Auckland or Wellington.

The repayment calculator uses standard P&I and interest-only mortgage formulas. Figures are indicative — actual repayments may vary slightly based on your bank's calculation method and any fees. Always get a formal quote from your lender.

The Kāinga Ora First Home Loan allows eligible first home buyers to purchase with just a 5% deposit. Income caps apply ($95,000 single, $150,000 combined). Our First Home Buyer tab checks eligibility automatically based on your income.

Add any NZ property by address. The tracker stores your portfolio locally in your browser and calculates live metrics — estimated cash flow, rental yield, LVR, and an overall health rating — based on the details you enter. You can edit figures at any time to model different scenarios.

Yes. Portfolio data is stored in your browser's localStorage, so it persists between sessions on the same device. It is not stored on our servers, so clearing your browser data or switching to a different device will not carry your portfolio across.

Each property is rated based on a weighted combination of cash flow, rental yield, and LVR. A property generating strong positive cash flow with a yield above 5% and LVR below 70% will typically score Good. Properties with negative cash flow or very high LVR are flagged as Poor.

Yes — use the Export CSV button above the portfolio table to download your full portfolio as a spreadsheet. This includes address, purchase price, weekly rent, yield, cash flow, LVR, and all other tracked metrics.

Market rent estimates are based on MBIE tenancy bond data, aggregated by suburb, bedroom count and property type. This reflects actual rents paid on new tenancy agreements across New Zealand.

Data update frequency varies by source. LINZ title data is near real-time. MBIE rental data is updated quarterly. Census demographics are from the 2023 NZ Census. We update our platform as new data becomes available.

These tools are for research and education only. All figures are estimates based on available data and should not be treated as financial advice. Always verify with a licensed property advisor, mortgage broker, or accountant before making investment decisions.